/* Design System & Tokens */
:root {
  --primary-dark: #0f4024;      /* Deep forest money green */
  --primary: #15693b;           /* Rich primary green */
  --primary-light: #21a038;     /* Vibrant Sberbank style green */
  --primary-accent: #eef7f0;    /* Very light green for background elements */
  
  --gold: #d4af37;              /* Premium gold */
  --gold-dark: #af8d20;         /* Darker gold for text readability */
  --gold-light: #f4d068;        /* Light gold accent */
  --gold-bg: #fffbf0;           /* Soft warm gold background */
  
  --text-main: #1e293b;         /* Dark slate gray for main text */
  --text-muted: #64748b;        /* Soft gray for secondary text */
  --bg-light: #f8fafc;          /* Off-white body background */
  --bg-white: #ffffff;
  
  --border-color: #e2e8f0;      /* Clean neutral border */
  --border-radius-sm: 8px;
  --border-radius-md: 12px;
  --border-radius-lg: 20px;
  
  --box-shadow: 0 4px 6px -1px rgb(0 0 0 / 0.05), 0 2px 4px -2px rgb(0 0 0 / 0.05);
  --box-shadow-lg: 0 10px 15px -3px rgb(0 0 0 / 0.07), 0 4px 6px -4px rgb(0 0 0 / 0.07);
  --transition: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
}

/* Base Styles */
html, body {
  width: 100%;
  position: relative;
  /* overflow-x: hidden removed to ensure position: sticky works on descendent elements */
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
  font-family: 'Roboto', sans-serif;
  -webkit-font-smoothing: antialiased;
}

body {
  background-color: var(--bg-light);
  color: var(--text-main);
  line-height: 1.6;
  font-size: 16px;
}

h1, h2, h3, h4, h5, h6 {
  font-family: 'Outfit', sans-serif;
  font-weight: 600;
  line-height: 1.25;
  color: var(--primary-dark);
}

a {
  color: var(--primary);
  text-decoration: none;
  transition: var(--transition);
}

a:hover {
  color: var(--primary-light);
}

.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* Button Component */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 24px;
  font-size: 15px;
  font-weight: 600;
  border-radius: var(--border-radius-sm);
  border: 1px solid transparent;
  cursor: pointer;
  transition: var(--transition);
  gap: 8px;
  white-space: nowrap;
}

.btn-primary {
  background-color: var(--primary-light);
  color: var(--bg-white);
}

.btn-primary:hover {
  background-color: var(--primary);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(33, 160, 56, 0.2);
}

.btn-secondary {
  background-color: var(--gold);
  color: var(--primary-dark);
}

.btn-secondary:hover {
  background-color: var(--gold-dark);
  color: var(--bg-white);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(212, 175, 55, 0.2);
}

.btn-outline {
  background-color: transparent;
  border: 1px solid var(--border-color);
  color: var(--text-main);
}

.btn-outline:hover {
  background-color: #f1f5f9;
  border-color: var(--text-muted);
}

.btn-icon-only {
  background-color: transparent;
  border: 1px solid var(--border-color);
  color: var(--text-main);
  padding: 12px;
  border-radius: var(--border-radius-sm);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
}

.btn-icon-only:hover {
  background-color: #f1f5f9;
  color: var(--primary-light);
}

.btn-block {
  display: flex;
  width: 100%;
}

.btn-sm {
  padding: 8px 16px;
  font-size: 13px;
}

/* Header */
.main-header {
  background-color: rgba(255, 255, 255, 0.95);
  border-bottom: 1px solid var(--border-color);
  position: sticky;
  top: 0;
  z-index: 100;
  backdrop-filter: blur(10px);
  box-shadow: var(--box-shadow);
}

.header-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
  gap: 16px;
}

.logo-area {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-shrink: 0;
}

.logo-text {
  display: flex;
  flex-direction: column;
}

.logo-title {
  font-family: 'Outfit', sans-serif;
  font-weight: 700;
  font-size: 17px;
  color: var(--primary-dark);
  line-height: 1.1;
  white-space: nowrap;
}

.logo-sub {
  font-size: 11px;
  color: var(--gold-dark);
  font-weight: 500;
  letter-spacing: 0.5px;
  white-space: nowrap;
}

.main-nav {
  display: flex;
  flex-grow: 1;
  justify-content: center;
}

.nav-list {
  display: flex;
  list-style: none;
  gap: 6px;
  flex-wrap: nowrap;
}

.nav-tab-btn {
  background: none;
  border: none;
  padding: 8px 14px;
  font-size: 14px;
  font-weight: 500;
  color: var(--text-muted);
  cursor: pointer;
  border-radius: var(--border-radius-sm);
  transition: var(--transition);
  white-space: nowrap;
}

.nav-tab-btn:hover {
  color: var(--primary-light);
  background-color: var(--primary-accent);
}

.nav-tab-btn.active {
  color: var(--bg-white);
  background-color: var(--primary);
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}

.phone-link {
  display: flex;
  align-items: center;
  gap: 6px;
  font-weight: 600;
  font-size: 14px;
  color: var(--primary-dark);
  white-space: nowrap;
}

.phone-link:hover {
  color: var(--primary-light);
}

.header-calc-btn {
  background: none;
  border: 1px solid var(--border-color);
  padding: 8px;
  border-radius: var(--border-radius-sm);
  color: var(--text-muted);
  cursor: pointer;
  transition: var(--transition);
  display: flex;
  align-items: center;
}

.header-calc-btn:hover {
  color: var(--primary-light);
  border-color: var(--primary-light);
  background-color: var(--primary-accent);
}

.mobile-menu-toggle {
  display: none;
  flex-direction: column;
  justify-content: space-between;
  width: 24px;
  height: 18px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0;
  z-index: 1001;
}

.mobile-menu-toggle .bar {
  width: 100%;
  height: 3px;
  background-color: var(--primary-dark);
  border-radius: 2px;
  transition: var(--transition);
}

/* Mobile Drawer Overlay */
.mobile-drawer {
  position: fixed;
  top: 0;
  right: 0;
  bottom: 0;
  left: 0;
  background-color: rgba(15, 30, 20, 0.6);
  backdrop-filter: blur(4px);
  z-index: 9999;
  display: none;
  opacity: 0;
  transition: opacity 0.3s ease;
}

.mobile-drawer.open {
  display: block;
  opacity: 1;
}

.drawer-container {
  position: absolute;
  top: 0;
  right: 0;
  width: 80%;
  max-width: 320px;
  height: 100%;
  background-color: var(--bg-white);
  box-shadow: -4px 0 20px rgba(0, 0, 0, 0.15);
  padding: 30px 24px;
  display: flex;
  flex-direction: column;
  transform: translateX(100%);
  transition: transform 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

.mobile-drawer.open .drawer-container {
  transform: translateX(0);
}

.drawer-close-btn {
  font-size: 32px;
  background: none;
  border: none;
  color: var(--text-muted);
  align-self: flex-end;
  cursor: pointer;
  margin-top: -10px;
  margin-right: -10px;
}

.drawer-logo {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 18px;
  font-weight: 700;
  margin: 10px 0 30px;
}

.drawer-nav-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 16px;
  flex-grow: 1;
}

.drawer-tab-btn {
  width: 100%;
  background: none;
  border: none;
  text-align: left;
  font-size: 16px;
  font-weight: 600;
  color: var(--text-main);
  padding: 8px 12px;
  border-radius: var(--border-radius-sm);
  cursor: pointer;
  transition: var(--transition);
}

.drawer-tab-btn:hover {
  background-color: var(--primary-accent);
  color: var(--primary);
}

.drawer-tab-btn.active {
  background-color: var(--primary);
  color: var(--bg-white);
}

.drawer-contacts-panel {
  border-top: 1px solid var(--border-color);
  padding-top: 24px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.drawer-phone-link {
  font-size: 18px;
  font-weight: 700;
  color: var(--primary-dark);
}

.drawer-email-txt {
  font-size: 13px;
  color: var(--text-muted);
}

.drawer-socials {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
}

.drawer-socials .btn {
  padding: 8px;
  font-size: 12px;
}

/* Tabs Toggle Logic */
.tab-content {
  display: none;
}

.tab-content.active {
  display: block;
}

/* Hero Banner */
.hero-banner {
  background-size: cover;
  background-position: center;
  padding: 80px 0;
  color: var(--bg-white);
  margin-bottom: 60px;
}

.hero-container {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  align-items: center;
  gap: 40px;
}

.hero-text-content h1 {
  font-size: 42px;
  color: var(--bg-white);
  margin: 12px 0 20px;
  font-weight: 700;
}

.hero-lead {
  font-size: 18px;
  opacity: 0.95;
  margin-bottom: 30px;
  max-width: 600px;
}

.hero-actions {
  display: flex;
  gap: 16px;
}

.badge {
  display: inline-block;
  padding: 6px 12px;
  font-size: 12px;
  font-weight: 600;
  border-radius: 30px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.badge-gold {
  background-color: var(--gold);
  color: var(--primary-dark);
}

.hero-stats {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.stat-card {
  background-color: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(8px);
  border: 1px solid rgba(255, 255, 255, 0.15);
  padding: 20px 24px;
  border-radius: var(--border-radius-md);
  display: flex;
  flex-direction: column;
}

.stat-value {
  font-family: 'Outfit', sans-serif;
  font-size: 28px;
  font-weight: 700;
  color: var(--gold-light);
  line-height: 1.2;
}

.stat-label {
  font-size: 13px;
  opacity: 0.8;
  margin-top: 4px;
}

/* Sections Layout */
.main-section-grid {
  display: block;
  margin-bottom: 80px;
}

.info-faq-wrapper {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 60px;
  margin-bottom: 40px;
}

.section-title {
  font-size: 28px;
  margin-bottom: 24px;
  position: relative;
  padding-bottom: 12px;
}

.section-title::after {
  content: '';
  position: absolute;
  left: 0;
  bottom: 0;
  width: 50px;
  height: 3px;
  background-color: var(--gold);
}

.text-center.section-title::after {
  left: 50%;
  transform: translateX(-50%);
}

.paragraph {
  font-size: 16px;
  color: var(--text-muted);
  margin-bottom: 24px;
  text-align: justify;
}

.features-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 30px;
  margin-top: 40px;
}

.feature-item {
  background-color: var(--bg-white);
  padding: 24px;
  border-radius: var(--border-radius-md);
  box-shadow: var(--box-shadow);
  border: 1px solid var(--border-color);
  transition: var(--transition);
}

.feature-item:hover {
  transform: translateY(-2px);
  box-shadow: var(--box-shadow-lg);
  border-color: var(--primary-light);
}

.feature-icon {
  background-color: var(--primary-accent);
  color: var(--primary-light);
  width: 48px;
  height: 48px;
  border-radius: var(--border-radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}

.feature-item h3 {
  font-size: 18px;
  margin-bottom: 8px;
}

.feature-item p {
  font-size: 14px;
  color: var(--text-muted);
}

/* Accordion FAQ (DECLARATIVE TRANSITIONS) */
.faq-block {
  background-color: var(--bg-white);
  padding: 40px;
  border-radius: var(--border-radius-lg);
  box-shadow: var(--box-shadow);
  border: 1px solid var(--border-color);
  height: fit-content;
}

.accordion {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.accordion-item {
  border: 1px solid var(--border-color);
  border-radius: var(--border-radius-sm);
  overflow: hidden;
  transition: var(--transition);
}

.accordion-item:hover {
  border-color: var(--primary-light);
}

.accordion-header {
  width: 100%;
  background: none;
  border: none;
  padding: 20px;
  font-size: 15px;
  font-weight: 600;
  text-align: left;
  color: var(--primary-dark);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  transition: var(--transition);
}

.accordion-header:hover {
  background-color: var(--primary-accent);
}

.accordion-arrow {
  color: var(--text-muted);
  transition: transform 0.25s ease;
  flex-shrink: 0;
}

.accordion-item.active {
  border-color: var(--primary-light);
  box-shadow: 0 4px 8px rgba(33, 160, 56, 0.05);
}

.accordion-item.active .accordion-arrow {
  transform: rotate(180deg);
  color: var(--primary-light);
}

.accordion-content {
  display: none;
  background-color: var(--bg-light);
}

.accordion-item.active .accordion-content {
  display: block !important;
}

.accordion-content p {
  padding: 20px;
  font-size: 14px;
  color: var(--text-muted);
  border-top: 1px solid var(--border-color);
}

/* TAB: CALCULATOR */
.container-calc {
  margin-top: 40px;
  margin-bottom: 80px;
}

.calc-main-title {
  font-size: 36px;
  margin-bottom: 8px;
  text-align: center;
}

.calc-sub-title {
  text-align: center;
  color: var(--text-muted);
  margin-bottom: 40px;
  max-width: 650px;
  margin-left: auto;
  margin-right: auto;
}

.calc-layout {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 40px;
  align-items: start;
}

.calc-panel-left {
  background-color: var(--bg-white);
  padding: 40px;
  border-radius: var(--border-radius-lg);
  box-shadow: var(--box-shadow);
  border: 1px solid var(--border-color);
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.calc-input-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.input-label {
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
  color: var(--text-muted);
  letter-spacing: 0.5px;
}

/* Styled select */
.select-wrapper {
  position: relative;
}

.select-wrapper::after {
  content: '';
  position: absolute;
  right: 16px;
  top: 50%;
  transform: translateY(-50%);
  border-left: 5px solid transparent;
  border-right: 5px solid transparent;
  border-top: 6px solid var(--text-muted);
  pointer-events: none;
}

#calc-region, #calc-purpose, #form-program {
  width: 100%;
  padding: 14px 16px;
  font-size: 16px;
  border-radius: var(--border-radius-sm);
  border: 1px solid var(--border-color);
  background-color: #f1f5f9;
  color: var(--text-main);
  appearance: none;
  cursor: pointer;
  outline: none;
  transition: var(--transition);
  font-weight: 500;
}

#calc-region:focus, #calc-purpose:focus, #form-program:focus {
  border-color: var(--primary-light);
  background-color: var(--bg-white);
  box-shadow: 0 0 0 3px rgba(33, 160, 56, 0.1);
}

/* Program Pills */
.program-pills {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 10px;
}

.pill-btn {
  padding: 12px;
  font-size: 14px;
  font-weight: 600;
  background-color: var(--bg-white);
  border: 1px solid var(--border-color);
  border-radius: var(--border-radius-sm);
  cursor: pointer;
  text-align: center;
  transition: var(--transition);
  color: var(--text-main);
}

.pill-btn:hover {
  border-color: var(--primary-light);
  color: var(--primary-light);
  background-color: var(--primary-accent);
}

.pill-btn.active {
  border-color: var(--primary-light);
  color: var(--primary);
  background-color: var(--primary-accent);
  box-shadow: 0 0 0 1px var(--primary-light);
}

/* Toggle switch styling */
.toggle-group {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  background-color: var(--bg-light);
  padding: 16px 20px;
  border-radius: var(--border-radius-sm);
  border: 1px solid var(--border-color);
}

.toggle-label-desc {
  display: flex;
  flex-direction: column;
}

.toggle-label {
  font-size: 14px;
  font-weight: 600;
  color: var(--primary-dark);
}

.toggle-sublabel {
  font-size: 12px;
  color: var(--primary-light);
  font-weight: 500;
  margin-top: 2px;
}

.switch {
  position: relative;
  display: inline-block;
  width: 48px;
  height: 26px;
  flex-shrink: 0;
}

.switch input {
  opacity: 0;
  width: 0;
  height: 0;
}

.switch-slider {
  position: absolute;
  cursor: pointer;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background-color: #cbd5e1;
  transition: .3s;
  border-radius: 34px;
}

.switch-slider:before {
  position: absolute;
  content: "";
  height: 18px;
  width: 18px;
  left: 4px;
  bottom: 4px;
  background-color: white;
  transition: .3s;
  border-radius: 50%;
}

input:checked + .switch-slider {
  background-color: var(--primary-light);
}

input:checked + .switch-slider:before {
  transform: translateX(22px);
}

/* Ranges */
.calc-range-group {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.range-labels {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.input-number-wrap, .val-input-box {
  position: relative;
  display: inline-flex;
  align-items: center;
  background-color: #f1f5f9;
  border-radius: var(--border-radius-sm);
  border: 1px solid var(--border-color);
  padding: 10px 14px;
  width: 160px;
}

.input-number-wrap-double {
  display: flex;
  gap: 8px;
}

.val-input-box {
  width: 150px;
}

.percent-input-box {
  position: relative;
  display: inline-flex;
  align-items: center;
  background-color: #f1f5f9;
  border-radius: var(--border-radius-sm);
  border: 1px solid var(--border-color);
  padding: 10px 10px;
  width: 70px;
}

.input-number-wrap input, 
.val-input-box input,
.percent-input-box input {
  border: none;
  background: transparent;
  font-size: 16px;
  font-weight: 700;
  color: var(--text-main);
  width: 100%;
  outline: none;
  text-align: right;
  padding-right: 2px;
}

.currency-unit, .percent-unit, .term-unit {
  font-size: 15px;
  font-weight: 600;
  color: var(--text-muted);
  margin-left: 4px;
}

.calc-sub-links {
  margin-top: 4px;
}

.sub-link-btn {
  background: none;
  border: none;
  color: var(--primary);
  font-size: 12px;
  font-weight: 600;
  cursor: pointer;
  text-decoration: underline;
  transition: var(--transition);
}

.sub-link-btn:hover {
  color: var(--primary-light);
}

/* Range Inputs */
input[type="range"] {
  -webkit-appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 3px;
  background: #e2e8f0;
  outline: none;
  margin: 10px 0;
}

input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--primary-light);
  cursor: pointer;
  border: 3px solid var(--bg-white);
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.15);
  transition: var(--transition);
}

input[type="range"]::-webkit-slider-thumb:hover {
  transform: scale(1.1);
  background: var(--primary);
}

.range-limits {
  display: flex;
  justify-content: space-between;
  font-size: 12px;
  color: var(--text-muted);
  margin-top: -4px;
}

/* RIGHT PANEL (SUMMARY CARD) */
.calc-panel-right {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.summary-card {
  background-color: var(--bg-white);
  border-radius: var(--border-radius-lg);
  box-shadow: var(--box-shadow);
  border: 1px solid var(--border-color);
  padding: 30px;
}

.summary-header {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 24px;
}

.summary-logo {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background-color: var(--primary-accent);
  color: var(--primary-light);
  display: flex;
  align-items: center;
  justify-content: center;
}

.summary-bank-title {
  font-size: 18px;
}

.summary-bank-sub {
  font-size: 12px;
  color: var(--text-muted);
}

.rate-and-payment-box {
  background-color: var(--bg-light);
  border-radius: var(--border-radius-md);
  border: 1px solid var(--border-color);
  padding: 24px;
  margin-bottom: 24px;
}

.summary-stat-row {
  display: flex;
  justify-content: space-between;
  margin-bottom: 16px;
}

.summary-stat-row.divider-top {
  border-top: 1px solid var(--border-color);
  padding-top: 16px;
  margin-bottom: 0;
}

.stat-col {
  display: flex;
  flex-direction: column;
}

.stat-col.align-right {
  align-items: flex-end;
}

.stat-col-label {
  font-size: 12px;
  color: var(--text-muted);
  margin-bottom: 4px;
}

.stat-col-value {
  font-family: 'Outfit', sans-serif;
  font-size: 18px;
  font-weight: 700;
  color: var(--primary-dark);
}

.highlight-value {
  color: var(--primary-light);
  font-size: 22px;
}

.main-payment {
  font-size: 26px;
  color: var(--primary-dark);
  font-weight: 700;
}

.sub-stats-box {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 24px;
  padding: 0 4px;
}

.sub-stat-row {
  display: flex;
  justify-content: space-between;
  font-size: 13px;
}

.sub-stat-label {
  color: var(--text-muted);
  display: flex;
  align-items: center;
  gap: 4px;
}

.help-info {
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background-color: var(--border-color);
  color: var(--text-muted);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 9px;
  font-weight: bold;
  cursor: help;
}

.sub-stat-value {
  font-weight: 600;
  color: var(--text-main);
}

.secondary-actions-row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 10px;
  margin-top: 16px;
}

.calc-discount-box {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  background-color: var(--primary-accent);
  border: 1px solid rgba(33, 160, 56, 0.15);
  border-radius: var(--border-radius-md);
  padding: 20px;
}

.discount-icon {
  background-color: var(--bg-white);
  padding: 10px;
  border-radius: var(--border-radius-sm);
  display: flex;
}

.discount-desc h4 {
  font-size: 14px;
  color: var(--primary-dark);
  margin-bottom: 4px;
}

.discount-desc p {
  font-size: 12px;
  color: var(--text-muted);
  line-height: 1.4;
}

.info-teaser-card {
  display: flex;
  align-items: center;
  justify-content: space-between;
  background-color: var(--gold-bg);
  border: 1px solid rgba(212, 175, 55, 0.2);
  border-radius: var(--border-radius-md);
  padding: 20px;
  gap: 16px;
}

.teaser-content h4 {
  font-size: 14px;
  margin-bottom: 12px;
}

.teaser-image {
  opacity: 0.8;
  flex-shrink: 0;
}

.faq-calc-block {
  grid-column: 1 / -1;
  margin-top: 40px;
}

/* TAB: ABOUT BROKER */
.container-about {
  margin-top: 40px;
  margin-bottom: 80px;
}

.about-grid {
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: 60px;
  align-items: center;
}

.about-image-wrapper {
  display: flex;
  justify-content: center;
}

.broker-card-image {
  position: relative;
  width: 100%;
  max-width: 360px;
  border-radius: var(--border-radius-lg);
  overflow: hidden;
  box-shadow: var(--box-shadow-lg);
  border: 4px solid var(--bg-white);
}

.broker-card-image img {
  width: 100%;
  height: auto;
  display: block;
}

.broker-card-badge {
  position: absolute;
  bottom: 24px;
  left: 24px;
  background-color: var(--primary);
  color: var(--bg-white);
  padding: 16px 24px;
  border-radius: var(--border-radius-md);
  display: flex;
  flex-direction: column;
  box-shadow: var(--box-shadow-lg);
  border-left: 4px solid var(--gold);
}

.badge-number {
  font-family: 'Outfit', sans-serif;
  font-size: 24px;
  font-weight: 700;
}

.badge-label {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  opacity: 0.9;
}

.about-lead-tag {
  color: var(--gold-dark);
  font-weight: 700;
  font-size: 14px;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.broker-name {
  font-size: 40px;
  margin: 6px 0;
}

.broker-title {
  font-size: 20px;
  font-weight: 500;
  color: var(--text-muted);
  margin-bottom: 24px;
}

.about-achievements {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin: 36px 0;
}

.achieve-item {
  background-color: var(--primary-accent);
  border: 1px solid rgba(33, 160, 56, 0.15);
  border-radius: var(--border-radius-md);
  padding: 24px 20px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  box-shadow: var(--box-shadow);
  transition: var(--transition);
}

.achieve-item:hover {
  transform: translateY(-2px);
  box-shadow: var(--box-shadow-lg);
  border-color: var(--primary-light);
}

.achieve-num {
  font-family: 'Outfit', sans-serif;
  font-size: 36px;
  font-weight: 700;
  color: var(--primary-light);
  line-height: 1.2;
  margin-bottom: 6px;
}

.achieve-txt {
  font-size: 13px;
  color: var(--primary-dark);
  font-weight: 500;
}

.about-buttons {
  display: flex;
  gap: 16px;
}

.about-steps-section {
  margin-top: 80px;
  margin-bottom: 80px;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 40px;
}

.step-card {
  background-color: var(--bg-white);
  padding: 30px 24px;
  border-radius: var(--border-radius-md);
  border: 1px solid var(--border-color);
  box-shadow: var(--box-shadow);
  position: relative;
  overflow: hidden;
}

.step-card:hover {
  border-color: var(--primary-light);
}

.step-num {
  font-family: 'Outfit', sans-serif;
  font-size: 48px;
  font-weight: 700;
  color: var(--primary-accent);
  position: absolute;
  right: 16px; /* Positioned safely inside the card borders */
  top: 16px;
  line-height: 1;
}

.step-card h3 {
  font-size: 18px;
  margin-bottom: 12px;
  position: relative;
  z-index: 1;
}

.step-card p {
  font-size: 13px;
  color: var(--text-muted);
  position: relative;
  z-index: 1;
}

/* Modals */
.modal-backdrop {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background-color: rgba(15, 30, 20, 0.6);
  backdrop-filter: blur(4px);
  z-index: 10000; /* Ensure modals overlay the drawer */
  display: none;
  align-items: center;
  justify-content: center;
  opacity: 0;
  transition: opacity 0.25s ease;
}

.modal-backdrop.open {
  display: flex;
  opacity: 1;
}

.modal-container {
  background-color: var(--bg-white);
  border-radius: var(--border-radius-lg);
  box-shadow: var(--box-shadow-lg);
  width: 100%;
  max-width: 500px;
  max-height: 90vh;
  overflow-y: auto;
  position: relative;
  padding: 40px;
  animation: modalSlide 0.3s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}

.modal-container.modal-lg {
  max-width: 750px;
}

@keyframes modalSlide {
  from {
    transform: translateY(20px);
  }
  to {
    transform: translateY(0);
  }
}

.modal-close-btn {
  position: absolute;
  right: 20px;
  top: 20px;
  background: none;
  border: none;
  color: var(--text-muted);
  cursor: pointer;
  transition: var(--transition);
  padding: 4px;
}

.modal-close-btn:hover {
  color: var(--primary-dark);
}

.modal-title {
  font-size: 24px;
  margin-bottom: 8px;
}

.modal-subtitle {
  font-size: 14px;
  color: var(--text-muted);
  margin-bottom: 24px;
}

.modal-form {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.form-group label {
  font-size: 13px;
  font-weight: 600;
  color: var(--text-main);
}

.form-group input[type="text"],
.form-group input[type="tel"],
.form-group textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--border-color);
  background-color: #f8fafc;
  border-radius: var(--border-radius-sm);
  outline: none;
  font-size: 15px;
  transition: var(--transition);
}

.form-group input:focus,
.form-group textarea:focus {
  border-color: var(--primary-light);
  background-color: var(--bg-white);
}

.form-agree {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: 11px;
  color: var(--text-muted);
}

.form-agree input {
  margin-top: 2px;
}

/* Amortization Table inside Modal */
.schedule-summary-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-bottom: 24px;
}

.summary-badge {
  background-color: var(--primary-accent);
  padding: 12px 16px;
  border-radius: var(--border-radius-sm);
  display: flex;
  flex-direction: column;
}

.summary-badge .badge-label {
  font-size: 11px;
  color: var(--text-muted);
  text-transform: uppercase;
}

.summary-badge .badge-val {
  font-size: 16px;
  font-weight: 700;
  color: var(--primary-dark);
}

.table-responsive {
  max-height: 350px;
  overflow-y: auto;
  border: 1px solid var(--border-color);
  border-radius: var(--border-radius-sm);
}

.schedule-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
}

.schedule-table th, .schedule-table td {
  padding: 12px 16px;
  text-align: right;
}

.schedule-table th {
  background-color: var(--bg-light);
  font-weight: 600;
  color: var(--primary-dark);
  position: sticky;
  top: 0;
  z-index: 10;
  border-bottom: 1px solid var(--border-color);
}

.schedule-table th:first-child, .schedule-table td:first-child {
  text-align: center;
}

.schedule-table tbody tr {
  border-bottom: 1px solid var(--border-color);
}

.schedule-table tbody tr:nth-child(even) {
  background-color: #fafbfc;
}

.schedule-table tbody tr:hover {
  background-color: #f1f8f3;
}

.table-disclaimer {
  font-size: 11px;
  color: var(--text-muted);
  margin-top: 12px;
}

/* Toast Success Notification */
.toast-notification {
  position: fixed;
  bottom: 24px;
  right: 24px;
  background-color: var(--primary-dark);
  color: var(--bg-white);
  padding: 16px 24px;
  border-radius: var(--border-radius-md);
  box-shadow: var(--box-shadow-lg);
  display: flex;
  align-items: center;
  gap: 16px;
  z-index: 20000;
  transform: translateY(100px);
  opacity: 0;
  transition: transform 0.3s cubic-bezier(0.175, 0.885, 0.32, 1.275), opacity 0.3s;
  border-left: 4px solid var(--gold);
  pointer-events: none;
}

.toast-notification.show {
  transform: translateY(0);
  opacity: 1;
}

.toast-icon {
  background-color: var(--primary-light);
  padding: 6px;
  border-radius: 50%;
  display: flex;
}

.toast-text h4 {
  color: var(--bg-white);
  font-size: 14px;
  margin-bottom: 2px;
}

.toast-text p {
  font-size: 12px;
  opacity: 0.8;
}

/* Footer */
.main-footer {
  background-color: #0b1e13; /* Dark money background */
  color: #94a3b8;
  padding: 60px 0 0;
  border-top: 4px solid var(--gold);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr 1fr;
  gap: 60px;
  margin-bottom: 60px;
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 20px;
  font-weight: 700;
  color: var(--bg-white);
  margin-bottom: 20px;
}

.footer-desc {
  font-size: 14px;
  line-height: 1.6;
}

.footer-links h4, .footer-contacts h4 {
  color: var(--bg-white);
  font-size: 16px;
  margin-bottom: 20px;
}

.footer-links ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer-link-btn {
  background: none;
  border: none;
  color: #94a3b8;
  font-size: 14px;
  cursor: pointer;
  text-align: left;
  transition: var(--transition);
  padding: 0;
}

.footer-link-btn:hover {
  color: var(--gold-light);
  transform: translateX(4px);
}

.footer-contacts {
  font-size: 14px;
}

.footer-phone {
  font-size: 18px;
  font-weight: 700;
  color: var(--bg-white);
  margin-bottom: 8px;
}

.footer-email {
  color: var(--gold-light);
  margin-bottom: 12px;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding: 24px 0;
  font-size: 12px;
}

.footer-bottom-container {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
}

/* ==========================================
   MESSENGERS & FLOATING HANDSET WIDGET
   ========================================== */

/* Header messengers links */
.header-messengers {
  display: flex;
  gap: 8px;
}

.messenger-link {
  width: 38px;
  height: 38px;
  border-radius: var(--border-radius-sm);
  border: 1px solid var(--border-color);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--text-muted);
  transition: var(--transition);
}

.messenger-link.telegram:hover {
  background-color: #229ED9;
  color: white;
  border-color: #229ED9;
  transform: translateY(-1px);
}

.messenger-link.whatsapp:hover {
  background-color: #25D366;
  color: white;
  border-color: #25D366;
  transform: translateY(-1px);
}

/* Modal messengers buttons */
.modal-messengers-row {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 20px;
}

.messenger-row-title {
  font-size: 13px;
  font-weight: 600;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.modal-messengers-buttons {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.modal-messengers-buttons .btn {
  padding: 10px;
  font-size: 14px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  transition: var(--transition);
}

.tg-btn:hover {
  background-color: #229ED9 !important;
  color: white !important;
  border-color: #229ED9 !important;
}

.wa-btn:hover {
  background-color: #25D366 !important;
  color: white !important;
  border-color: #25D366 !important;
}

.modal-divider {
  display: flex;
  align-items: center;
  text-align: center;
  color: var(--text-muted);
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin: 20px 0;
}

.modal-divider::before,
.modal-divider::after {
  content: '';
  flex: 1;
  border-bottom: 1px solid var(--border-color);
}

.modal-divider:not(:empty)::before {
  margin-right: .5em;
}

.modal-divider:not(:empty)::after {
  margin-left: .5em;
}

/* Footer messengers */
.footer-messengers {
  display: flex;
  gap: 12px;
  margin: 8px 0 16px;
}

.footer-msg-link {
  font-size: 13px;
  font-weight: 600;
  padding: 6px 12px;
  border-radius: var(--border-radius-sm);
  background-color: rgba(255, 255, 255, 0.05);
  transition: var(--transition);
}

.footer-msg-link.tg {
  color: #55b2f3;
}

.footer-msg-link.tg:hover {
  background-color: #229ED9;
  color: white;
}

.footer-msg-link.wa {
  color: #62d88b;
}

.footer-msg-link.wa:hover {
  background-color: #25D366;
  color: white;
}

/* Floating contact widget */
.floating-contact-btn {
  position: fixed;
  bottom: 24px; /* Kept fixed inside bottom-right corner */
  right: 24px;
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background-color: var(--primary-light);
  color: white;
  border: none;
  cursor: pointer;
  z-index: 999;
  box-shadow: 0 4px 15px rgba(33, 160, 56, 0.4);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
}

.floating-contact-btn:hover {
  background-color: var(--gold);
  color: var(--primary-dark);
  box-shadow: 0 4px 15px rgba(212, 175, 55, 0.5);
  transform: scale(1.05);
}

/* Pulse Ring Animation */
.pulse-ring {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  border-radius: 50%;
  border: 3px solid var(--primary-light);
  animation: widgetPulse 2s infinite;
  box-sizing: border-box;
}

@keyframes widgetPulse {
  0% {
    transform: scale(0.95);
    opacity: 0.8;
  }
  50% {
    transform: scale(1.3);
    opacity: 0;
  }
  100% {
    transform: scale(0.95);
    opacity: 0;
  }
}

/* Adjust floating widget hover for ring */
.floating-contact-btn:hover .pulse-ring {
  border-color: var(--gold);
}

/* Responsive Styles */
@media (max-width: 1200px) {
  /* logo-sub kept visible */
  .nav-tab-btn {
    padding: 6px 10px;
    font-size: 13px;
  }
  .header-container {
    gap: 8px;
  }
  .header-actions {
    gap: 8px;
  }
  .btn-header {
    display: none; /* Hide header Consultation button to give nav space */
  }
}

@media (max-width: 1024px) {
  .main-section-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .hero-container {
    grid-template-columns: 1fr;
    gap: 30px;
  }
  
  .hero-stats {
    flex-direction: row;
  }
  
  .stat-card {
    flex: 1;
  }
  
  .calc-layout {
    grid-template-columns: 1fr;
  }
  
  .about-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .about-image-wrapper {
    order: -1;
  }
}

@media (max-width: 900px) {
  .header-messengers {
    display: none; /* Hide messengers in header to give nav space on tablet */
  }
}

@media (max-width: 768px) {
  .main-header {
    background-color: var(--bg-white);
  }
  
  .main-nav {
    display: none; /* Hide desktop main tabs */
  }
  
  .mobile-menu-toggle {
    display: flex; /* Show Hamburger Toggle Button */
  }
  
  .header-actions .btn-header,
  .header-actions .phone-link,
  .header-actions .header-calc-btn {
    display: none; /* Hide desktop elements from header, menu drawer handles them */
  }
  
  .hero-stats {
    flex-direction: column;
  }
  
  .hero-text-content h1 {
    font-size: 28px; /* Safe text scale */
    word-wrap: break-word;
  }
  
  .hero-lead {
    font-size: 15px;
    margin-bottom: 20px;
  }
  
  .hero-actions {
    flex-direction: column; /* CRITICAL: Stack buttons vertically to eliminate overflow */
    gap: 12px;
    width: 100%;
  }
  
  .hero-actions .btn {
    width: 100%; /* Full screen width button click target */
    white-space: normal; /* Allow text wrap inside buttons if needed */
  }
  
  .features-grid {
    grid-template-columns: 1fr;
  }
  
  .steps-grid {
    grid-template-columns: 1fr; /* Stack step cards */
  }
  
  .footer-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .about-achievements {
    grid-template-columns: 1fr;
    gap: 16px;
    text-align: center;
  }
  
  .about-buttons {
    flex-direction: column;
    width: 100%;
  }
  
  .about-buttons .btn {
    width: 100%;
  }
  
  .calc-panel-left {
    padding: 24px 16px;
  }
  
  .floating-contact-btn {
    bottom: 24px; /* Default positioning */
    right: 16px;
    width: 55px;
    height: 55px;
  }
}

@media (max-width: 480px) {
  .program-pills {
    grid-template-columns: 1fr;
  }
  
  .range-labels {
    flex-direction: column;
    align-items: flex-start;
    gap: 8px;
  }
  
  .input-number-wrap, .input-number-wrap-double {
    width: 100%;
  }
  
  .val-input-box {
    flex: 1;
    width: auto;
  }
  
  .percent-input-box {
    width: 80px;
  }
  
  .schedule-summary-row {
    grid-template-columns: 1fr;
  }
  
  .modal-container {
    padding: 24px 16px;
  }
  
  .main-payment {
    font-size: 20px;
  }
}


/* Bottom Open Form Section */
.bottom-lead-section {
  background-color: var(--primary-dark);
  color: var(--bg-white);
  padding: 60px 0;
  border-top: 4px solid var(--gold);
}

.bottom-lead-container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.bottom-lead-info h2 {
  color: var(--bg-white);
  font-size: 32px;
  margin: 12px 0 20px;
}

.bottom-lead-info p {
  color: #94a3b8;
  font-size: 15px;
  line-height: 1.6;
  margin-bottom: 30px;
}

.bottom-lead-messengers {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.bottom-lead-messengers .msg-label {
  font-size: 12px;
  font-weight: 600;
  color: #94a3b8;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.bottom-lead-messengers .msg-buttons {
  display: flex;
  gap: 12px;
}

.bottom-lead-messengers .btn {
  color: var(--bg-white);
  border-color: rgba(255, 255, 255, 0.15);
  background-color: rgba(255, 255, 255, 0.05);
}

.bottom-lead-messengers .btn:hover {
  background-color: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.3);
}

.bottom-lead-form-wrap {
  background-color: var(--bg-white);
  padding: 40px;
  border-radius: var(--border-radius-lg);
  border: 1px solid var(--border-color);
  box-shadow: var(--box-shadow-lg);
}

.bottom-lead-form {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.bottom-lead-form .form-group label {
  color: var(--text-main);
}

.bottom-lead-form .form-group input,
.bottom-lead-form .form-group select {
  background-color: #f8fafc;
  border: 1px solid var(--border-color);
  color: var(--text-main);
  padding: 12px 14px;
  border-radius: var(--border-radius-sm);
  outline: none;
  font-size: 15px;
  transition: var(--transition);
}

.bottom-lead-form .form-group input:focus,
.bottom-lead-form .form-group select:focus {
  border-color: var(--primary-light);
  background-color: var(--bg-white);
}

.bottom-lead-form .form-agree {
  color: var(--text-muted);
}

@media (max-width: 768px) {


  .bottom-lead-container {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .bottom-lead-form-wrap {
    padding: 24px 16px;
  }
}

/* Sticky FAQ sidebar on desktop scroll */
@media (min-width: 1025px) {
  .info-faq-wrapper .faq-block {
    position: sticky;
    top: 100px;
    align-self: start;
    z-index: 10;
  }
}

/* Bottom Open Form Section (Compact Card Layout) */
.bottom-lead-section {
  background-color: transparent;
  padding: 0;
  margin-top: 40px;
  margin-bottom: 60px;
  border-top: none;
}

.bottom-lead-card {
  background-color: var(--primary-accent);
  border: 1px solid rgba(33, 160, 56, 0.15);
  border-radius: var(--border-radius-lg);
  box-shadow: var(--box-shadow-lg);
  padding: 30px 40px;
  display: flex;
  flex-direction: column;
  gap: 24px;
  position: relative;
  overflow: hidden;
}



.bottom-lead-card-header h3 {
  font-size: 22px;
  color: var(--primary-dark);
  margin: 6px 0 4px;
}

.bottom-lead-card-header p {
  font-size: 14px;
  color: var(--text-muted);
}

.bottom-lead-horizontal-form {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr auto;
  gap: 16px;
  align-items: center;
}

.bottom-lead-horizontal-form input,
.bottom-lead-horizontal-form select {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--border-color);
  background-color: var(--bg-white);
  border-radius: var(--border-radius-sm);
  outline: none;
  font-size: 14px;
  font-weight: 500;
  color: var(--text-main);
  transition: var(--transition);
}

.bottom-lead-horizontal-form input:focus,
.bottom-lead-horizontal-form select:focus {
  border-color: var(--primary-light);
  background-color: var(--bg-white);
  box-shadow: 0 0 0 3px rgba(33, 160, 56, 0.1);
}

.bottom-lead-horizontal-form .btn {
  padding: 12px 24px;
  font-size: 14px;
  height: 100%;
  display: inline-flex;
  align-items: center;
}

.bottom-lead-card-footer {
  display: flex;
  justify-content: space-between;
  align-items: center;
  border-top: 1px solid var(--border-color);
  padding-top: 16px;
  font-size: 12px;
  color: var(--text-muted);
  gap: 20px;
}

.bottom-card-socials {
  display: flex;
  align-items: center;
  gap: 12px;
}

.bottom-card-socials .social-link {
  font-weight: 600;
  padding: 6px 12px;
  border-radius: var(--border-radius-sm);
  transition: var(--transition);
}

.bottom-card-socials .social-link.tg {
  color: #229ED9;
  background-color: rgba(34, 158, 217, 0.08);
}

.bottom-card-socials .social-link.tg:hover {
  background-color: #229ED9;
  color: white;
}

.bottom-card-socials .social-link.wa {
  color: #25D366;
  background-color: rgba(37, 211, 102, 0.08);
}

.bottom-card-socials .social-link.wa:hover {
  background-color: #25D366;
  color: white;
}

@media (max-width: 1024px) {
  .bottom-lead-horizontal-form {
    grid-template-columns: 1fr 1fr;
  }
  
  .bottom-lead-horizontal-form .btn {
    grid-column: span 2;
  }
}

@media (max-width: 768px) {
  .bottom-lead-card {
    padding: 24px 16px;
    margin-bottom: 20px;
  }
  
  .bottom-lead-horizontal-form {
    grid-template-columns: 1fr;
    gap: 12px;
  }
  
  .bottom-lead-horizontal-form .btn {
    grid-column: span 1;
  }
  
  .bottom-lead-card-footer {
    flex-direction: column;
    align-items: flex-start;
    gap: 12px;
  }
  
  .bottom-card-socials {
    flex-wrap: wrap;
    gap: 8px;
  }
}

/* Desktop Grid placements for bottom lead form card inside grid */


.about-bottom-wrapper {
  display: block;
  width: 100%;
}

/* Mobile Ordering Rules */
@media (max-width: 768px) {
  .main-section-grid {
    display: flex;
    flex-direction: column;
  }
  
  .info-faq-wrapper {
    display: contents; /* Dissolve wrapper for flex ordering */
  }
  
  .info-block {
    order: 1;
  }
  
  .bottom-lead-card-wrap {
    order: 2; /* Form card comes second */
  }
  
  .info-faq-wrapper .faq-block {
    order: 3; /* FAQ block comes third (below form) */
  }
  
  /* About Tab ordering */
  .about-bottom-wrapper {
    display: flex;
    flex-direction: column;
  }
  
  .about-bottom-wrapper .bottom-lead-card-wrap {
    order: 1; /* Form comes first */
  }
  
  .about-bottom-wrapper .faq-block {
    order: 2; /* FAQ comes second */
  }
}

/* New About Tab Profile and Info Styles */
.broker-name-title {
  font-size: 32px;
  color: var(--primary-dark);
  margin: 12px 0 20px;
}

.broker-quick-terms {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin: 24px 0;
  background-color: var(--bg-white);
  padding: 24px;
  border-radius: var(--border-radius-md);
  border: 1px solid var(--border-color);
  box-shadow: var(--box-shadow);
}

.term-row {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 15px;
}

.term-bullet {
  color: var(--primary-light);
  font-weight: bold;
}

.broker-benefits-list {
  margin-top: 30px;
}

.broker-benefits-list h3 {
  font-size: 18px;
  margin-bottom: 16px;
}

.broker-benefits-list ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.broker-benefits-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 15px;
  color: var(--text-muted);
}

.broker-benefits-list li span {
  color: var(--primary-light);
  font-weight: bold;
}

/* Specialist Card Style */
.specialist-card {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.specialist-photo-wrap {
  width: 100%;
  border-radius: var(--border-radius-md);
  overflow: hidden;
  border: 1px solid var(--border-color);
  box-shadow: var(--box-shadow);
  background-color: var(--bg-white);
}

.specialist-photo-wrap img {
  width: 100%;
  height: auto;
  display: block;
}

.specialist-info h3 {
  font-size: 20px;
  color: var(--primary-dark);
  margin-bottom: 4px;
  text-align: center;
}

.specialist-title {
  font-size: 13px;
  color: var(--text-muted);
  text-align: center;
  margin-bottom: 16px;
}

.specialist-phone-box {
  background-color: var(--bg-light);
  border-radius: var(--border-radius-sm);
  padding: 16px;
  border: 1px solid var(--border-color);
  margin-bottom: 16px;
  text-align: center;
}

.spec-phone {
  font-size: 20px;
  font-weight: 700;
  color: var(--primary-light);
  display: block;
  margin-bottom: 6px;
}

.spec-hours {
  font-size: 11px;
  color: var(--text-muted);
  margin-bottom: 4px;
}

.spec-email {
  font-size: 13px;
  color: var(--primary);
  font-weight: 500;
}

/* Advantages grid (Why choose us) */
.about-advantages-section {
  margin-top: 60px;
  margin-bottom: 60px;
}

.advantages-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin-top: 30px;
}

.advantage-card {
  background-color: var(--bg-white);
  padding: 24px;
  border-radius: var(--border-radius-md);
  border: 1px solid var(--border-color);
  box-shadow: var(--box-shadow);
  transition: var(--transition);
}

.advantage-card:hover {
  transform: translateY(-2px);
  border-color: var(--primary-light);
  box-shadow: var(--box-shadow-lg);
}

.advantage-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--border-radius-sm);
  background-color: var(--primary-accent);
  color: var(--primary-light);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}

.advantage-card h3 {
  font-size: 18px;
  margin-bottom: 10px;
}

.advantage-card p {
  font-size: 14px;
  color: var(--text-muted);
}

/* Cases Grid (Difficult cases list) */
.about-cases-section {
  margin-top: 60px;
  margin-bottom: 80px;
}

.cases-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 30px;
}

.case-card {
  background-color: var(--bg-white);
  border: 1px solid var(--border-color);
  border-radius: var(--border-radius-md);
  padding: 24px;
  box-shadow: var(--box-shadow);
  transition: var(--transition);
}

.case-card:hover {
  border-color: var(--primary-light);
  box-shadow: var(--box-shadow-lg);
}

.case-card-header {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 10px;
}

.case-card-header svg {
  flex-shrink: 0;
}

.case-card-header h3 {
  font-size: 16px;
  color: var(--primary-dark);
}

.case-card p {
  font-size: 13px;
  color: var(--text-muted);
}

@media (max-width: 1024px) {
  .cases-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 768px) {
  .advantages-grid {
    grid-template-columns: 1fr;
  }
  
  .cases-grid {
    grid-template-columns: 1fr;
  }
}

/* Desktop Grid Layout for About Tab */
#tab-about .info-faq-wrapper {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 60px;
  margin-bottom: 40px;
}

#tab-about .broker-intro-block {
  grid-column: 1;
  grid-row: 1;
}

#tab-about .broker-benefits-list {
  grid-column: 1;
  grid-row: 2;
}

#tab-about .specialist-card {
  grid-column: 2;
  grid-row: 1 / span 2; /* Span both rows */
  align-self: start;
  position: sticky;
  top: 100px;
  z-index: 10;
}

/* Mobile Ordering for About Tab */
@media (max-width: 768px) {
  #tab-about .info-faq-wrapper {
    display: flex;
    flex-direction: column;
    gap: 30px;
  }
  
  #tab-about .broker-intro-block {
    order: 1; /* Intro comes first */
  }
  
  #tab-about .specialist-card {
    order: 2; /* Profile photo and details come second (raised up!) */
    position: static; /* Disable sticky on mobile */
  }
  
  #tab-about .broker-benefits-list {
    order: 3; /* Benefits checklist comes third */
  }
}